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Privacy Policy

A reference to “this Website" is to the website owned and operated by The Croesus Group and located at or such other URL as may be designated by The Croesus Group from time to time.

The Croesus Group understands that you care how information about you is used. To that end, we want you to understand what kinds of information are gathered from you, how the information is used and safeguarded, and how you can control its use, and we extend the following Privacy Policy to you:

Our practices

This Privacy Policy documents the practices we adopt for information collection, use and handling. We have established confidentiality standards for safeguarding information on our customers.

We require our privacy standards to be observed by external parties who provide services to us and who may come into contact with your information. While we encourage all parties involved to adhere to our privacy standards, we cannot and do not assume any responsibility for any actions or omissions of third parties, including the manner in which they use information received either from us or independently.

Information collection

In order to use this Website to access and use certain features or information provided herein, you may need to register with us and sign our prescribed terms and conditions and in connection with such registration, you may be asked to provide personally identifiable information (“personal information”) such as your real name, email address, work phone number, mobile phone number and other contact particulars.

In addition to the information that you may submit, our systems are programmed to gather certain anonymous data to help us understand how this Website is being used and how we can improve it. This automatically gathered data includes your computer’s IP or “Internet Protocol” address, statistics about how visitors navigate through this Website, and information provided through the use of “cookies”.

Use of information Collected

Information collected from you may be shared by The Croesus Group with its service providers, agents or business partners and affiliates that we work with in connection with our business. Specifically, the information may be used for the following purposes:

Cookies: These are small files that we send through this Website and that are stored on your computer so that we may recognize it as a unique machine the next time you visit this Website. Our cookies are used to keep track of your information for your own convenience; to serve you content and information more likely to be relevant to you; and to help us understand the number of our users and their traffic patterns within our network.

Registration: The information you provide when you register is used to facilitate necessary communication, to reply to your queries or requests for service, and to send you administrative notices about your account or our services. We may also use your email address to contact you for promotions of products or services, which we believe may be of interest to you, or other reasons, unless you specify that you prefer not receive such information from us. Your contact information and other personal information obtained via registration may also be shared with other third parties as indicated in our prescribed terms and conditions.

Automatically Gathered Data: The information gathered automatically by our system when you browse this Website such as your computer’s IP address, the kind of browser you’re using, the pages visited, previous or subsequent sites visited and length of user sessions, may be used to understand how to make this Website convenient and useful to our users and for other purposes.

Protection of information: Your personal information is password protected from unauthorized access whenever such information is stored in our systems. In addition, this information is only kept on servers that are located behind a “firewall”, which protects their contents from outside users. Where you may be requested to provide sensitive information (such as credit card numbers etc) through this Website, such information would be encrypted and protected with industry standard SSL (secure socket layer) communication protocol.

Email, SMS or other forms of communications: Please note that information that you submit to us or receive through email, SMS or other forms of communication is generally not encrypted and may be intercepted or accessed by unauthorized third parties. You can terminate email or other correspondence from us relating to your use of this Website at any time. Please email your request to

Compliance with law: We reserve the right to disclose your information in circumstances where we believe that disclosure is required under the law, to cooperate with regulators or law enforcement authorities or to protect our rights and property.

Statistical data: We reserve the right to disclose information gathered via this Website to third parties for the purpose of statistical or trade analysis.

You play a part too

Please note that you play a part as well in protecting the security and confidentiality of your information. Some recommended good practices include:

(i) You should not share your login details with any other person;

(ii) You should never display your account information in an area visible to others; and

(iii) Your PC should not be left unattended.

Please let us know immediately if you suspect that the information you share with us is being used in any way contrary to this Privacy Policy. To do so, email us at

Third Party Sites

This Privacy Policy only applies to this Website. This Website contains links to third party websites which are outside our control. These sites may also collect information about you, and use this information according to their privacy practices which may differ from this Privacy Policy. Third party sites are not under the control of The Croesus Group. Once you’re outside this Website, any information you submit is outside of our control.

Effective Date; Amendments

Each time you use this Website, the current version of the policy will apply. You should check the date of this policy, and familiarise yourself with any changes since the last version.

The Croesus Group reserves the right to modify this Privacy Policy at any time. We will publish the updated version of the Privacy Policy via this Website. Continued use of this Website signifies acceptance of any changes or modification to this Privacy Policy.

Governing law

This Privacy Policy shall be governed by and construed in accordance with Singapore law.

Problems or Questions; More information

If you have any questions regarding this Privacy Policy, please e-mail us at